The Changing Nature of Campus Health Insurance: Testing Portability Issues of National Health Insurance

Nuzulul Kusuma Putri, Ernawaty

Abstract

Before National Health Insurance was implemented, the majority of leading universities in Indonesia already covered their students with a health insurance scheme. They managed their own campus health insurance independently. Both National Health Insurance in 2014 and single tuition policy in 2015 brought huge change to campus health insurance. This study aims to analyse students' needsin health insurance after implementation of these policies. This is an exploratory study with cross-sectional design. The sample was taken by voluntary sample through online questionnaire. There were 83 students across different academic degree participated in this study. Most of the students (65.1%) came from various districts outside the campus district and chose to reside in boarder houses around the campus. There were only 52.9% of the students already listed as National Health Insurance participants. Out-of-pocket risk belongs to 35.5% students who were not covered by health insurance at all. Almost all of the students who already participated in National Health Insurance (93.3%) were registered in the primary healthcare in their hometown. The students are already paying for single tuition which does not accommodate health insurance. A real changing need of migrant students for health insurance coverage exists in the National Health Insurance era.

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Paper Citation


in Harvard Style

Putri N. and Ernawaty . (2017). The Changing Nature of Campus Health Insurance: Testing Portability Issues of National Health Insurance.In Proceedings of the 4th Annual Meeting of the Indonesian Health Economics Association - Volume 1: INAHEA, ISBN 978-989-758-335-3, pages 14-19. DOI: 10.5220/0007022700140019


in Bibtex Style

@conference{inahea17,
author={Nuzulul Kusuma Putri and Ernawaty},
title={The Changing Nature of Campus Health Insurance: Testing Portability Issues of National Health Insurance},
booktitle={Proceedings of the 4th Annual Meeting of the Indonesian Health Economics Association - Volume 1: INAHEA,},
year={2017},
pages={14-19},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007022700140019},
isbn={978-989-758-335-3},
}