Determinant Financing Risk - Study on Sharia Cooperative incorporated in Inkopsyah

Oyong Lisa, Bambang Hermanto

Abstract

Financing plays an important role for cooperatives in channelling funds to the public or companies, conducted through a process of financing feasibility analysis to the realization of funds disbursement. This study aims to analyse the effect of the cooperative measure, net profit margin, leverage, and a number of members simultaneously to financing risk, and to analyse the effect of cooperative measure, net profit margin, leverage and partial member amount to financing risk. This research is included in the type of explanatory research. The number of samples in this study is 74 Sharia Cooperatives. The analysis technique used multiple regression analysis. The results showed that the size of cooperatives, net profit margin, leverage and the number of members simultaneously to financing risk. The size of cooperatives, net profit margin, leverage and the number of members partially to financing risk. In order to save Sharia cooperatives from financing risk and help customers to complete their obligations, sharia cooperatives can restructure through rescheduling, reconditioning restructuring. If the three restructuring efforts are unsuccessful, the sharia cooperative can settle the financing risk through confiscation of goods and settlement through litigation.

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Paper Citation


in Harvard Style

Lisa O. and Hermanto B. (2018). Determinant Financing Risk - Study on Sharia Cooperative incorporated in Inkopsyah.In Proceedings of the Journal of Contemporary Accounting and Economics Symposium 2018 on Special Session for Indonesian Study - Volume 1: JCAE Symposium, ISBN 978-989-758-339-1, pages 714-724. DOI: 10.5220/0007020307140724


in Bibtex Style

@conference{jcae symposium18,
author={Oyong Lisa and Bambang Hermanto},
title={Determinant Financing Risk - Study on Sharia Cooperative incorporated in Inkopsyah},
booktitle={Proceedings of the Journal of Contemporary Accounting and Economics Symposium 2018 on Special Session for Indonesian Study - Volume 1: JCAE Symposium,},
year={2018},
pages={714-724},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007020307140724},
isbn={978-989-758-339-1},
}


in EndNote Style

TY - CONF

JO - Proceedings of the Journal of Contemporary Accounting and Economics Symposium 2018 on Special Session for Indonesian Study - Volume 1: JCAE Symposium,
TI - Determinant Financing Risk - Study on Sharia Cooperative incorporated in Inkopsyah
SN - 978-989-758-339-1
AU - Lisa O.
AU - Hermanto B.
PY - 2018
SP - 714
EP - 724
DO - 10.5220/0007020307140724