The Influence of Non Performing Financing (NPF) and Return on Assets (ROA) Against Linkage Multifinance at Sharia Commercial Bank in Indonesia

Safarinda Imani, Risma Ayu Kinanti, Achsania Hendratmi, Tjiptohadi Sawarjuwono, Sri Herianingrum, Sri Iswati

Abstract

This study aims to determine the effect of Return On Assets (ROA) and the influence of Non Performing Financing (NPF) on the linkage. The population in this study was the sharia bank registered in Bank Indonesia during the period of 2008-2017 using quarterly financial report data. As the sample of research was 13 sharia banks throughout Indonesia that met the criteria. The analysis technique used was multiple regression using STATA 13 program. The research methodology used was a quantitative approach with the type of associative research. Quantitative research is a more focused numerical data analysis (number) that is processed by using statistical methods. While associative is research by explaining the relationship between variables x with variable y. Result obtained from all sharia banks was a relationship between ROA with two-way linkage of 0.019 and 0.031, while NPF has one-way effect 0.166 and 0.26, with a probability value smaller than α 0.05 sharia bank in Indonesia correlation between ROA and NPF to linkage. The result on ROA and NPF should considered for decision to provide linkage program and information for investor to invest in sharia bank.

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Paper Citation


in Harvard Style

Imani S., Ayu Kinanti R., Hendratmi A., Sawarjuwono T., Herianingrum S. and Iswati S. (2018). The Influence of Non Performing Financing (NPF) and Return on Assets (ROA) Against Linkage Multifinance at Sharia Commercial Bank in Indonesia.In Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS, ISBN 978-989-758-348-3, pages 142-146. DOI: 10.5220/0007539001420146


in Bibtex Style

@conference{icps18,
author={Safarinda Imani and Risma Ayu Kinanti and Achsania Hendratmi and Tjiptohadi Sawarjuwono and Sri Herianingrum and Sri Iswati},
title={The Influence of Non Performing Financing (NPF) and Return on Assets (ROA) Against Linkage Multifinance at Sharia Commercial Bank in Indonesia},
booktitle={Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,},
year={2018},
pages={142-146},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007539001420146},
isbn={978-989-758-348-3},
}


in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,
TI - The Influence of Non Performing Financing (NPF) and Return on Assets (ROA) Against Linkage Multifinance at Sharia Commercial Bank in Indonesia
SN - 978-989-758-348-3
AU - Imani S.
AU - Ayu Kinanti R.
AU - Hendratmi A.
AU - Sawarjuwono T.
AU - Herianingrum S.
AU - Iswati S.
PY - 2018
SP - 142
EP - 146
DO - 10.5220/0007539001420146