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Authors: Tim French ; Raymond Brown and Marc Conrad

Affiliation: University of Bedfordshire, United Kingdom

Keyword(s): Identity, user authentication, e-banking, template free biometrics.

Abstract: Identity management is an area that has proved challenging for many e-service providers such as e-banks. The problem is how to authenticate on-line consumers at the initial point of registration and also how to re-authenticate on-line customers each time they wish to access e-banking services. Hitherto, e-banks have adopted several different technological approaches to user authentication. These include traditional user passwords, as well as one-time passwords that necessitate the user operating a specialist device. In order to more fully conceptualise the area it is proposed that e-banks should classify the available and emerging using that we call a "Sign Based Identity Management" approach. One emergent solution is considered in more detail: namely template free biometric authentication. Our contribution suggests that the hitherto neglected area of biometric user authentication for e-banking may not only be more robust than existing whilst also meeting many of the requirements (se curity, usability, strong trust model, less vulnerable to replay attacks) of existing methods. (More)

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Paper citation in several formats:
French, T.; Brown, R. and Conrad, M. (2010). TEMPLATE FREE BIOMETRIC E-BANKING AUTHENTICATION - More Trustworthy or False Trail?. In Proceedings of the Twelfth International Conference on Informatics and Semiotics in Organisations - ICISO; ISBN 978-989-8425-26-3, SciTePress, pages 111-116. DOI: 10.5220/0003267801110116

@conference{iciso10,
author={Tim French. and Raymond Brown. and Marc Conrad.},
title={TEMPLATE FREE BIOMETRIC E-BANKING AUTHENTICATION - More Trustworthy or False Trail?},
booktitle={Proceedings of the Twelfth International Conference on Informatics and Semiotics in Organisations - ICISO},
year={2010},
pages={111-116},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0003267801110116},
isbn={978-989-8425-26-3},
}

TY - CONF

JO - Proceedings of the Twelfth International Conference on Informatics and Semiotics in Organisations - ICISO
TI - TEMPLATE FREE BIOMETRIC E-BANKING AUTHENTICATION - More Trustworthy or False Trail?
SN - 978-989-8425-26-3
AU - French, T.
AU - Brown, R.
AU - Conrad, M.
PY - 2010
SP - 111
EP - 116
DO - 10.5220/0003267801110116
PB - SciTePress

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