Authors:
Peña Rivas Justa
1
;
Maldonado-López Sandra Betzabeth
1
;
Garzozi-Pincay René Faruk
1
;
Garzozi Pincay Yamel Sofia
2
and
Nieto-Quinde John Alfredo
1
Affiliations:
1
Universidad Estatal Península de Santa Elena, La Libertad, Ecuador
;
2
Universidad Católica Santiago de Guayaquil, Ecuador, Ecuador
Keyword(s):
Microcredits, Women Entrepreneurs, Socioeconomic Development, Life Quality, Poverty Reduction.
Abstract:
The purpose of this article is to analyse the impact that microcredits have on the economic activity of the entrepreneurial population who need to improve their life quality and reduce poverty in Quevedo, Los Ríos province. It is known that microcredits, potential creditors of financial resources to improve the socioeconomic situation of families; usually, these are granted to people from middle and lower social strata who seek to rely on the perspective of entrepreneurs or independents. This study was carried out through an exploratory-descriptive investigation, in which surveys were applied to the economically active female population, with micro-business activities. As a result, it was obtained that 66.48% of the women entrepreneurs of Quevedo stated that the microcredits received from public and private banks, influenced the improvement of the life quality and the poverty reduction in their homes, and driven in turn to the socioeconomic development of families throughout the cant
on.
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