5 IMPACT
This research can have an impact on society at large,
that Islamic banks in Indonesia are more resistant to
shocks than external than conventional banks. This is
because the profit-sharing system implemented helps
Islamic banks withstand the crisis as evidenced in the
2008 crisis. In addition, investors who want to invest
funds on time deposits do not have to worry about
losing funds as feared when investing funds in
conventional banks. This research can have a positive
impact on Islamic banking in order to improve
performance and market share.
6 CONCLUSION
The results of this study have a conformity to the facts
that occur. The global crisis that hit in 2008 that
caused hundreds of bankrupt banks around the world
did not affect the performance of Islamic banks in
Indonesia. There are no Islamic banks asking for
liquidity funds to save themselves. The results of this
study show that there is no macroeconomic effect on
the risk of liquidity of Islamic banks in Indonesia,
both GDP growth, inflation rate and unemployment
rate. Unlike conventional banks that have a
significant macroeconomic effect on liquidity risk.
This shows that Islamic banks are really good banks
in all situations, both normal or crisis situations.
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