Did the Bank with Bigger of Total Assets had Ensured Its Financial Soundness?

Irma Setyawati

2017

Abstract

Bank Mandiri is a bank that has the largest total assets in Indonesia, thus has the ability to protect and maintain the overall stability of the bank. The purpose of this study is to analyze internal and external factors in influencing the financial soundness of Bank Mandiri and Bank Syariah Mandiri. This study also analyzed whether the total assets of Bank Mandiri and Bank Syariah Mandiri guarantee the bank have a good level of soundness, so as to improve profitability. The result of this research is a performance of Bank Mandiri is better than Bank Syariah Mandiri, seen from return on assets, capital adequacy ratio and operational cost to operational income that have greater, while the Bank Syariah Mandiri better in the non-performing finance. The result of this study also shows that the amount of assets owned by Bank Syariah Mandiri and Bank Mandiri do not guarantee to obtain high profits. The amount of assets owned by Bank Syariah Mandiri and Bank Mandiri do not guarantee to obtain high profits. However, the handling of CAR, NPF / NPL and BOPO is getting better. Economic growth has a negative and significant impact on profitability, while the inflation rate has a positive or negative impact on the profitability of the bank.

Paper Citation

in Harvard Style

Setyawati I. (2017). Did the Bank with Bigger of Total Assets had Ensured Its Financial Soundness?.In 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP, ISBN 978-989-758-315-5, pages 169-175. DOI: 10.5220/0007078801690175

in Bibtex Style

@conference{iciebp17,
author={Irma Setyawati},
title={Did the Bank with Bigger of Total Assets had Ensured Its Financial Soundness?},
booktitle={1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,},
year={2017},
pages={169-175},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007078801690175},
isbn={978-989-758-315-5},
}

in EndNote Style

TY - CONF

JO - 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,
TI - Did the Bank with Bigger of Total Assets had Ensured Its Financial Soundness?
SN - 978-989-758-315-5
AU - Setyawati I.
PY - 2017
SP - 169
EP - 175
DO - 10.5220/0007078801690175