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Table 2: Category variable literacy of Islamic banking
products.
When seen from Figure 3, which is seen in this
indicator is the indicator of knowledge about this type
of product Islamic Mass Organization many
answered the average on the low category. Questions
in this indicator are, understanding, terms of contract
and legal requirements. In this indicator is more to the
theory of banking products, so the answer is not a lot
of good. The Islamic Mass Organization, does not
know much about the mechanisms in Islamic banking
and the science of Fiqh muamalah is also still low. In
the process of study about fiqh muamalah it self is
still rare, so the result is also low. However, of the
three Islamic Mass Organizations are the best answer
is from Persis. Because, Persis use of Islamic banks
and the number of management more than others, so
the knowledge is better than other Islamic Mass
Organizations.
Then on the product indicator as a set of benefits
in Figure 3 with result at the category is moderate.
Because, the Islamic Mass Organizations know
enough about the benefits derived from Islamic
banking products. Each make a savings account or
financing will explain the benefits that will be
obtained, so the possibility of higher knowledge.
Therefore, Persis is more knowledgeable about the
benefits of its products than any other Islamic Mass
Organization.
Furthermore, from the third indicator of product
confidence, with the results can be seen from Figure
3 where the product beliefs are in accordance with the
rules of Islamic and avoid the dangers of riba, the
literacy of Islamic Mass Organizations in the high
category. Because the discussion ever studied at the
recitation / study routine every Islamic Islamic Mass
Organization. In muamalah study more often
discussed only about the dangers of riba compared
with others, so that knowledge is high on this
indicator. In this Indicator it is also Persis higher than
other Islamic Mass Organizations, due to the more
frequent review of riba compared with others. In
addition, more management so the respondents so
that the knowledge is higher than the members.
Overall in one variabel literasi of Islamic banking
products that the Islamic NU Muslim Mass
Organization has an average of 49, then
Muhammadiyah for 50.43 and for Persis is 58.5. If the
overall average of the Islamic Islamic Mass
Organization is equal to 52.64, that is, the value is in
medium / enough category.
5 CONCLUSION
The results of research and discussion in the previous
chapter, So it can be concluded that the literacy of
Islamic Mass Organization about Islamic banking
products as a whole is in the medium category, either
Islamic Mass Organization NU, Muhammadiyah or
Persis. While each indicator is, the first indicator of
knowledge of the types of products found in low
kateogri for NU Muslim Mass Organization and
Muhammdiyah while Persis in the medium category.
Then on the second indicator is the product as a
benefit device is in the medium category in all the
Islamic Mass Organization. Lastly on the product
confidence indocator is in the high category in all
Islamic Mass Organizations.
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