Factors Hindering the Use of Internet Banking and Mobile Banking Service of Islamic Banking for the Online Businessman

Ika Yunia Fauzia

2017

Abstract

Utilization of Internet Banking and Mobile Banking in Islamic Banking for Online entrepreneurs is a crucial problem nowadays. In relation to shariah compliance violations, many online Muslim entrepreneurs do not use facilities of Islamic Banking as a means of payment of transactions in their business. This brings several impacts, for example network of conventional banking which has developed earlier, thus when online entrepreneurs want to use i-banking and m-banking in online transactions, they will find it difficult as there is difference in administrative costs. In addition, the lack of awareness of online business people is also the cause of several obstacles in the utilization of i-banking and m-banking in Islamic Banking. This study uses 50 respondents, online business people including distributors, agents, resellers, and including end users. By using a qualitative approach with snowball model, this research is expected to contribute significantly to the Islamic banking and online businesses who want to implement shariah compliance in their business activities. This research finding the factors hindering the use of I-banking and M-banking service of Islamic banking for the online businessman. The limitation of I-banking by Islamic banking and M-banking provided and the limitation of I-banking network in Islamic banking for the online businessman.

Paper Citation

in Harvard Style

Fauzia I. (2017). Factors Hindering the Use of Internet Banking and Mobile Banking Service of Islamic Banking for the Online Businessman.In 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP, ISBN 978-989-758-315-5, pages 635-640. DOI: 10.5220/0007087106350640

in Bibtex Style

@conference{iciebp17,
author={Ika Yunia Fauzia},
title={Factors Hindering the Use of Internet Banking and Mobile Banking Service of Islamic Banking for the Online Businessman},
booktitle={1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,},
year={2017},
pages={635-640},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007087106350640},
isbn={978-989-758-315-5},
}

in EndNote Style

TY - CONF

JO - 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,
TI - Factors Hindering the Use of Internet Banking and Mobile Banking Service of Islamic Banking for the Online Businessman
SN - 978-989-758-315-5
AU - Fauzia I.
PY - 2017
SP - 635
EP - 640
DO - 10.5220/0007087106350640