Restructuring of Non-Performing Financing of Murabaha Contracts in Sharia Banks

Rachmi Cahya Amalia, Dina Fitrisia Septiarini, Sri Herianingrum, Achsania Hendratmi

2018

Abstract

This study aims to determine the implementation of the restructuring of non-performing financing (NPF) in murabaha contracts occurring in Bank Syariah Mandiri (BSM). This study is qualitative with case study method. The data validation uses a triangulation technique in which the data are checked between interviews with the key informant and the secondary data, which are examples of NPF and standard operating procedures. The analysis technique uses data reduction, display data and data verification. The results show that in the implementation, Bank Syariah Mandiri always evaluates how the customers are conditioned by their faith and financial condition, then they can decide which strategies will be used. The handing of NPF is done by rescuing or restructuring in three ways, rescheduling, reconditioning and restructuring.

Paper Citation

in Harvard Style

Amalia R., Septiarini D., Herianingrum S. and Hendratmi A. (2018). Restructuring of Non-Performing Financing of Murabaha Contracts in Sharia Banks.In Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS, ISBN 978-989-758-348-3, pages 85-88. DOI: 10.5220/0007537900850088

in Bibtex Style

@conference{icps18,
author={Rachmi Cahya Amalia and Dina Fitrisia Septiarini and Sri Herianingrum and Achsania Hendratmi},
title={Restructuring of Non-Performing Financing of Murabaha Contracts in Sharia Banks},
booktitle={Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,},
year={2018},
pages={85-88},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007537900850088},
isbn={978-989-758-348-3},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,
TI - Restructuring of Non-Performing Financing of Murabaha Contracts in Sharia Banks
SN - 978-989-758-348-3
AU - Amalia R.
AU - Septiarini D.
AU - Herianingrum S.
AU - Hendratmi A.
PY - 2018
SP - 85
EP - 88
DO - 10.5220/0007537900850088