The Effects of Financial Attitude, Locus of Control, and Income on Financial Behavior

Agus Zainul Arifin, Irene Anastasia, Halim Putera Siswanto, Henny

2018

Abstract

This study aims to examine whether having sufficient opportunity and knowledge on how to manage the income, the workforce will have good financial behavior. This research is based on Theory of Reasoned Action (TRA), and then developed into Theory of Planned Behavior (TPB). The dependent variables in this study are locus of control, financial attitude, and income of the workforce who have been working and living in Jakarta – Indonesia. The samples consisted of 395 respondents, which were taken through purposive sampling technique, and then the data was processed by using SmartPLS version 3.0. Eventually, this study found that financial attitude, locus of control, and income positively affected financial behavior.

Paper Citation

in Harvard Style

Arifin A., Anastasia I., Siswanto H. and Henny. (2018). The Effects of Financial Attitude, Locus of Control, and Income on Financial Behavior.In Proceedings of the 7th International Conference on Entrepreneurship and Business Management - ICEBM Untar, ISBN 978-989-758-363-6, pages 59-66. DOI: 10.5220/0008488200590066

in Bibtex Style

@conference{icebm untar18,
author={Agus Zainul Arifin and Irene Anastasia and Halim Putera Siswanto and Henny},
title={The Effects of Financial Attitude, Locus of Control, and Income on Financial Behavior},
booktitle={Proceedings of the 7th International Conference on Entrepreneurship and Business Management - ICEBM Untar,},
year={2018},
pages={59-66},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0008488200590066},
isbn={978-989-758-363-6},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 7th International Conference on Entrepreneurship and Business Management - ICEBM Untar,
TI - The Effects of Financial Attitude, Locus of Control, and Income on Financial Behavior
SN - 978-989-758-363-6
AU - Arifin A.
AU - Anastasia I.
AU - Siswanto H.
AU - Henny.
PY - 2018
SP - 59
EP - 66
DO - 10.5220/0008488200590066