Effectiveness of Saving and Loan Activities of Islamic Cooperation in Deli Serdang

Muhammad Buhari Sibuea, Faiz Ahmad Sibuea

2018

Abstract

This research was conducted in Tanjung Gusta Village, Sunggal Sub-district, Deli Serdang Regency. which is determined purposively. And this research is done to see the effectiveness of the implementation of saving and loan activities at Al-Ikhlas Sharia Women Cooperative, and the influence of Sharia Cooperative to increase members’ income. From the results of the research, it can be concluded: Implementation of saving and loan activities at Al-Ikhlas Sharia Women Cooperative, is about understanding program, target accuracy, timeliness, achievement of goals, and effective real changes. The existence of cooperative has an effect on increasing members’ income. Before the existence of the cooperative, some people still find difficulties in their economics, especially women in research areas; many also borrow from moneylenders and need capital to establish business. After the average difference of test then the results are sig 0.00 value that is < 0.05 H0 rejected, H1 accepted. Then according to the test criteria if the sig value <0.05 then H0 is rejected and H1 accepted that the average members’ earnings before joining the cooperative is not the same or significantly different from the average members’ income after joining the cooperative.

Paper Citation

in Harvard Style

Sibuea M. and Sibuea F. (2018). Effectiveness of Saving and Loan Activities of Islamic Cooperation in Deli Serdang.In Proceedings of the 7th International Conference on Multidisciplinary Research - Volume 1: ICMR, ISBN 978-989-758-437-4, pages 464-471. DOI: 10.5220/0008889104640471

in Bibtex Style

@conference{icmr18,
author={Muhammad Buhari Sibuea and Faiz Ahmad Sibuea},
title={Effectiveness of Saving and Loan Activities of Islamic Cooperation in Deli Serdang},
booktitle={Proceedings of the 7th International Conference on Multidisciplinary Research - Volume 1: ICMR,},
year={2018},
pages={464-471},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0008889104640471},
isbn={978-989-758-437-4},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 7th International Conference on Multidisciplinary Research - Volume 1: ICMR,
TI - Effectiveness of Saving and Loan Activities of Islamic Cooperation in Deli Serdang
SN - 978-989-758-437-4
AU - Sibuea M.
AU - Sibuea F.
PY - 2018
SP - 464
EP - 471
DO - 10.5220/0008889104640471