Indonesian Islamic Banking Performance Analysis

Erna Handayani, Naelati Tubastuvi

2018

Abstract

The performance of Islamic banking in Indonesia must be improved continuously so that it can be equivalent to conventional banking. Performance can be assessed from several bank health ratios. This study analyzes the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Operating Expense to Operating Income Ratio (BOPO) and Net Operating Margin (NOM) towards Return on Assets (ROA). The study was conducted on 13 Islamic public banks registered at Indonesia Financial Service Authority (OJK) during 2012-2017 with multiple linear regression methods. Partially, the results of the study showed that CAR and BOPO have significant effect towards ROA, while CAR, FDR, NPF, BOPO and NOM have simultaneous effect on ROA.

Paper Citation

in Harvard Style

Handayani E. and Tubastuvi N. (2018). Indonesian Islamic Banking Performance Analysis.In Proceedings of the 1st Unimed International Conference on Economics Education and Social Science - Volume 1: UNICEES, ISBN 978-989-758-432-9, pages 1244-1250. DOI: 10.5220/0009500612441250

in Bibtex Style

@conference{unicees18,
author={Erna Handayani and Naelati Tubastuvi},
title={Indonesian Islamic Banking Performance Analysis},
booktitle={Proceedings of the 1st Unimed International Conference on Economics Education and Social Science - Volume 1: UNICEES,},
year={2018},
pages={1244-1250},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0009500612441250},
isbn={978-989-758-432-9},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 1st Unimed International Conference on Economics Education and Social Science - Volume 1: UNICEES,
TI - Indonesian Islamic Banking Performance Analysis
SN - 978-989-758-432-9
AU - Handayani E.
AU - Tubastuvi N.
PY - 2018
SP - 1244
EP - 1250
DO - 10.5220/0009500612441250