Analysis of Effect of Education Level on Performance Management o
f
Unions Credit Young Santosa Oku Eastern
Wayan Dunie
Department of Department, STIE Trisna Negara, South Sumatra, Indonesia
Keywords: Education, The Performance Of Administrators, Young Savings
Abstract: Cooperatives are business entities that character social, which in addition to for-profit, cooperative aims for
the welfare of members in particular, and society in general. Today, cooperatives are increasingly
developing along with the development of the times; now, many people are dependent on cooperatives,
especially savings and loan cooperatives. The community makes savings and loan cooperatives one of the
solutions to get money loans and make deposits easily. To regulate its activities, savings and loan
cooperatives must use standards to remain competitive in the cooperative world. For example, in terms of
recognition, measurement, recording, and reporting. Every accounting activity should be adjusted to the
applicable standards in Indonesia, namely Statement of Financial Accounting Standards (PSAK) number 27.
This standard is needed so that the presentation of the financial statements is reasonable and can provide
more informative information. The Young Savings and Credit Cooperative SantosaJatimulyoBelitang
Madang Raya East Oku was established on October 6, 1996. The cooperative which operates in the savings
and loan business has various levels of management. For this reason, the writer tries to analyze whether the
influence of education on performance in the Young Savings and Credit Cooperative
SantosaJatimulyoBelitang Madang Raya Timur OKU. And how much influence education has on the
performance of its management. It is hoped that this research can find out the problems and can be used as a
reference for the future.
1 INTRODUCTION
Indonesia is one of the developing countries, where
the activities of workers in the business world are
increasingly advanced, cooperatives are containers
that can play an active role in enhancing the quality
of life in realizing economic development and
community welfare. Cooperative understanding
according to EndangSastraadmadja (2018: 214) "A
collection of people who together on a voluntary
basis, work to advance the economic interests of
their members and also the community in the work
environment in order to meet their needs."
In the territory of Indonesia, with a large
population that already has capital resources, it is
left to work so that such a large population can be
mobilized to become productive resources.
Productive development human beings, as desired
by Indonesia's development, are human beings who
value work as an attitude of devotion to God,
virtuous character, capable of working and skilled,
believe in one's own abilities, have high morale, and
look forward to tomorrow with passion and
optimistic. Therefore, one of the concrete things to
encourage an increase in the productivity of human
labor is education and skills to be able to carry out
tasks and jobs as well as possible.
The Young SantosaJatimulyoBelitang Madang
Raya Savings and Loan Cooperative East OKU is a
cooperative whose members are mostly farmers and
entrepreneurs in the village of JatimulyoBelitang
Madang Raya, East Oku. With a total of 168
members, it consists of 106 men, 56 women, and 6
association bodies. It is managed by nine
management. The cooperative, which is located in
Jatimulyo village, Belitang Madang Raya sub-
district, OKU Timur Regency, South Sumatra, was
formed on October 6, 1996. At its 22nd year, the
Santosa Young Savings and Loan Cooperative
manages business units, namely savings and loans. It
is provided that the borrower provides loan services
at 2% retroactively based on the balance of the loan
for the month. Business capital originates from
444
Dunie, W.
Analysis of Effect of Education Level on Performance Management of Unions Credit Young Santosa Oku Eastern.
DOI: 10.5220/0009966204440446
In Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management (ICBEEM 2019), pages 444-446
ISBN: 978-989-758-471-8
Copyright
c
2020 by SCITEPRESS – Science and Technology Publications, Lda. All rights reserved
principal savings, mandatory savings, and voluntary
savings.
The management of Santosa Young Savings and
Loan Cooperatives still works less than optimal,
where the capital owned by the cooperative is not
yet fully absorbed to support the cooperative's
operational activities. Based on the results of
temporary observations that the results of the
performance of the Young SantosaJatimultoBelitang
Madang Raya East OKU savings and loan
cooperative cooperatives in the past few years were
less than optimal, this was caused by factors of the
education level of the management which differed or
were not balanced. Causing the results of the
management's performance is less than the
maximum.
2 LITERATURE REVIEW
Understanding education when associated with
workforce preparation, according to Umar
Tirtarahardja and La Sulo (1994: 37), "Education as
workforce preparation is defined as the activity of
guiding students so that they have a basic provision
for work." As stated by Soedarmayanti (2001: 32)
that through education, a person is prepared to have
provisions so that he is ready to know, get to know,
and develop methods of thinking systematically in
order to solve problems that will be encountered in
life in the future.
Informal education is the first known and most
important role. This is because, in simple societies,
the only known form of education is informal
education. Although informal education has a very
important role, in this study did not include as one of
the factors supporting work productivity. This is due
to difficulties in identifying the data due to the
complex and broad range of forms of informal
education.
The level of education will change attitudes and
ways of thinking for the better, and also a high level
of awareness that will provide a higher awareness of
the country's citizens and make it easier for
development.
The level of education an employee has will
affect the mindset, attitude, and actions in dealing
with a problem that arises, especially in work
problems. People who have a higher level of
education generally respond more quickly to the
problem at hand, than people with lower levels of
education.
Education has a function to improve the
qualifications of the workforce to be more
productive. This is intended to increase labor
productivity because education, both formal and
nonformal, is expected to have the ability to better
understand in adapting to changes in the work
environment more quickly. Both formal and
nonformal education will have a positive effect on
increasing the work productivity of an employee in
terms of quantity. Employees who have a high level
of education will have skills in work performance,
thereby reducing mistakes in work performance.
3 RESEARCH METHOD AND
DISCUSSION
In connection with the existing problems, the data
obtained by finding suitable literature and
conducting interviews directly with the
SantosaJatimulyoBelitang Madang Raya Young
Savings and Loan Cooperative as research objects.
3.1 Hypothesis
From the description of the problem above, the
writer proposes the hypothesis "That there is an
influence of education on the performance of the
management of the Young Savings and Credit
Cooperative SantosaJatimulyoBelitang Madang
Raya Timur OKU."
From the discussion of quantitative and
qualitative data obtained the results as follows:
n = 10
ΣX = 121
ΣY = 108
ΣX
2
= 1. 495
ΣY
2
= 1.190
ΣXY = 1.325
For the remainder of the values above can be
incorporated into the correlation coefficient formula
as follows:
.
∑
∑
.
∑
.
∑
∑
.
.
∑
∑
Where:
∑ = Number of
r = Correlation coefficient between x and y
n = Number of respondents
X = Education level variable
Y = Management performance variable
X
2
=squared variable results
YYYY
2
=squared variable results=
Xy =multiplication results between independent
and bound variables
Analysis of Effect of Education Level on Performance Management of Unions Credit Young Santosa Oku Eastern
445
10
1,325
121.
108
10
1,495
121
10
1,190
108
13,250
121
.108
1495014641.
11,900
11,664
182
309
√
236
182
17.57
15.36
182
269.87
r = 0.674
Based on the results of the statistical calculations
obtained r = 0.674.
After consultation with conservative standards to
find out whether the relationship is close or not, it
turns out that r = 0.674 lies at a distance between
0.600 - 0.799. It can be concluded that the influence
of education on the performance of administrators at
the SantosaJatimulyoBelitang Madang Raya Young
Savings Cooperative Cooperative in East OKU is
having a strong influence.
4 CONCLUSIONS
The previous discussion, the following conclusions
can be drawn:
a. Based on the results of calculations using the
correlation coefficient formula, the results
obtained r = 0.674. After consultation with
conservative standards, it turns out that 0.674
is located between 0.600 - 0.799, which is
included in the strong correlation.
b. The hypothesis proposed can be accepted or
correct because it obtained (t) count = 2.415,
while (t) table = 1.860, which concluded that
(t) count is greater than (t) table, so Ha is
accepted, and Ho is rejected because the
correlation is strong.
c. The Young Savings and Credit Cooperative
SantosaJatimulyoBelitang Madang Raya
Timur OKU should continue to improve the
ability of the board through good education
so that the board is able to compete with
other competitors from various sub-fields of
science so that the management does not lag
far behind.
d. Managers are required to have the behavior
as expected so that they can communicate
well within the organization to achieve the
specified performance standards, and the last
is the traits or characteristics of employees, in
this case generally takes place gradually such
as polite, polite, friendly, neat appearance and
so on.
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