Role of Financial Services Authority and Deposit Insurance Corporation in Settlement of Non-performing Loans on Book and Bill Write-off

Sindy Kartika Siregar, Elvira Fitriyani, Tommy Leonard, Azharuddin, Heriyanti

2020

Abstract

The problem faced by bank customers is in the credit sector. One of the problems that arise in credit is bad credit. This paper uses an empirical juridical research method to examine by comparing existing events to the applicable legal rules. The legal consequence for those who pay off bad loans by book and bill write-offs is a decrease in the Capital Adequacy Ratio (CAR). Supervision and special attention are carried out by the Financial Services Authority on banks due to the decline in the soundness of the bank. If the soundness level of the bank drops drastically, the bank will be categorized as a bank under special supervision and if it continues, the bank will be closed or liquidated while the debtor has a black record registered in the Financial Services Authority Debtor Information System. The role of the Financial Services Authority and the Deposit Insurance Corporation in resolving bad debts on book and bill write-offs from banks in the form of the Financial Services Authority restructuring problematic rural banks through the Bail in mechanism.

Paper Citation

in Harvard Style

Siregar S., Fitriyani E., Leonard T., Azharuddin. and Heriyanti. (2020). Role of Financial Services Authority and Deposit Insurance Corporation in Settlement of Non-performing Loans on Book and Bill Write-off. In Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT, ISBN 978-989-758-501-2, pages 392-399. DOI: 10.5220/0010312600003051

in Bibtex Style

@conference{cesit20,
author={Sindy Kartika Siregar and Elvira Fitriyani and Tommy Leonard and Azharuddin and Heriyanti},
title={Role of Financial Services Authority and Deposit Insurance Corporation in Settlement of Non-performing Loans on Book and Bill Write-off},
booktitle={Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT,},
year={2020},
pages={392-399},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010312600003051},
isbn={978-989-758-501-2},
}

in EndNote Style

TY - CONF

JO - Proceedings of the International Conference on Culture Heritage, Education, Sustainable Tourism, and Innovation Technologies - Volume 1: CESIT,
TI - Role of Financial Services Authority and Deposit Insurance Corporation in Settlement of Non-performing Loans on Book and Bill Write-off
SN - 978-989-758-501-2
AU - Siregar S.
AU - Fitriyani E.
AU - Leonard T.
AU - Azharuddin.
AU - Heriyanti.
PY - 2020
SP - 392
EP - 399
DO - 10.5220/0010312600003051