The Structural Equation Modeling for the Deposits of Microfinance Institutions in Indonesia

Iskandar Muda, Erlina, Aulia Abdhy Abdans, Agung Wahyudi Atmanegara

2020

Abstract

The purpose of this study is to examine the structural effects of assets and liabilities on Deposits of Microfinance Institutions in Several Provinces in Indonesia with Structural Equation Modeling. This type of research is quantitative. The data used is data from 3 quarters in the period 2018 to 2020. The analysis tool uses Structural Equation Modeling (SEM) with Partial Least Square (PLS). The results conclude that there is an effect of Fund Placement and Financing Loans on Microfinance Institution Deposits in Several Provinces in Indonesia. The originality of this research explains that Micro Finance Institutions (MFIs) in Indonesia are responsible for raising cheap funds. The Rural Bank in Indonesia, both sharia and conventional, carry out business activities conventionally or based on sharia principles, which in their activities do not provide services in payment traffic. The role of placement of assets and liabilities to deposits funds is essential for Microfinance Institutions in Indonesia.

Paper Citation

in Harvard Style

Muda I., Erlina., Abdans A. and Atmanegara A. (2020). The Structural Equation Modeling for the Deposits of Microfinance Institutions in Indonesia. In Proceedings of the 2nd International Conference on Science, Technology, and Environment - Volume 1: ICoSTE, ISBN 978-989-758-545-6, pages 161-166. DOI: 10.5220/0010798900003317

in Bibtex Style

@conference{icoste20,
author={Iskandar Muda and Erlina and Aulia Abdhy Abdans and Agung Wahyudi Atmanegara},
title={The Structural Equation Modeling for the Deposits of Microfinance Institutions in Indonesia},
booktitle={Proceedings of the 2nd International Conference on Science, Technology, and Environment - Volume 1: ICoSTE,},
year={2020},
pages={161-166},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010798900003317},
isbn={978-989-758-545-6},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference on Science, Technology, and Environment - Volume 1: ICoSTE,
TI - The Structural Equation Modeling for the Deposits of Microfinance Institutions in Indonesia
SN - 978-989-758-545-6
AU - Muda I.
AU - Erlina.
AU - Abdans A.
AU - Atmanegara A.
PY - 2020
SP - 161
EP - 166
DO - 10.5220/0010798900003317