Regional Development Banking and Mobilization of Funds

Sapto Jumono, Chajar Matari Fath Mala, Slamet Seno Adji, Leroy S. Uguy

2018

Abstract

This study aims to find out the mobilization of funds by Indonesian RDB (Regional Development Bank) and the factors influencing it. The interaction between external changes and the internal condition of the bank may inhibit or even accelerate the fundsmobilization. The mobilization of funds is the main role of banking as an intermediary institution between surplus units and deficit units. The data research is quarterly data from 2010 to 2017. There are 26 RDBs as the sample. This research uses the regression data panel as the research method. The result of this research explainsthat regional external economic variables such as GDP, Exchange Rate and Inflation, market concentration, and banking characteristics affect thefundsmobilizationof Indonesian RDBs. This means the pricing strategy must pay attention to external and internal variables. In the future, Indonesian RDBs need to develop the products that are specific to maintain and increase the mobilization of funds that have been achieved.

Paper Citation

in Harvard Style

Jumono S., Matari Fath Mala C., Seno Adji S. and S. Uguy L. (2018). Regional Development Banking and Mobilization of Funds.In Proceedings of the 1st International Conference on Recent Innovations - Volume 1: ICRI, ISBN 978-989-758-458-9, pages 479-490. DOI: 10.5220/0009949804790490

in Bibtex Style

@conference{icri18,
author={Sapto Jumono and Chajar Matari Fath Mala and Slamet Seno Adji and Leroy S. Uguy},
title={Regional Development Banking and Mobilization of Funds},
booktitle={Proceedings of the 1st International Conference on Recent Innovations - Volume 1: ICRI,},
year={2018},
pages={479-490},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0009949804790490},
isbn={978-989-758-458-9},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 1st International Conference on Recent Innovations - Volume 1: ICRI,
TI - Regional Development Banking and Mobilization of Funds
SN - 978-989-758-458-9
AU - Jumono S.
AU - Matari Fath Mala C.
AU - Seno Adji S.
AU - S. Uguy L.
PY - 2018
SP - 479
EP - 490
DO - 10.5220/0009949804790490