SWOT Analysis of Baitul Maal Wat Tamwil Beringharjo Yogyakarta

Alvien Nur Amalia

2017

Abstract

The Baitul Maal Wat Tamwil (BMT) as an Islamic microfinance becomes an alternative for people who are unbankable. But many BMTs bankrupted and failed, because of various things such as mismanagement, lacked funds and human resources. One of the successful examples of BMTs that are able to survive and sustain is BMT Beringharjo Yogyakarta which has been in operation for 23 years. This paper aims to know what are the basic things that BMT Beringharjo had done to survive and sustains using qualitative SWOT analysis. The results: Strengths: The BMT has a material and non-material things, management using planning, organizing, actuating and controlling (POAC) rules, have qualified resources and have a good brand image. Weaknesses: lack of innovation and try to avoid bad work culture. Opportunities: market penetration is still open and the digital era. Threats: the pricing battle from the competitors. BMT Beringharjo must have a comparative advantage and turn threats into opportunities.

Paper Citation

in Harvard Style

Amalia A. (2017). SWOT Analysis of Baitul Maal Wat Tamwil Beringharjo Yogyakarta.In 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP, ISBN 978-989-758-315-5, pages 729-733. DOI: 10.5220/0007088807290733

in Bibtex Style

@conference{iciebp17,
author={Alvien Nur Amalia},
title={SWOT Analysis of Baitul Maal Wat Tamwil Beringharjo Yogyakarta},
booktitle={1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,},
year={2017},
pages={729-733},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007088807290733},
isbn={978-989-758-315-5},
}

in EndNote Style

TY - CONF

JO - 1st International Conference on Islamic Economics, Business, and Philanthropy - Volume 1: ICIEBP,
TI - SWOT Analysis of Baitul Maal Wat Tamwil Beringharjo Yogyakarta
SN - 978-989-758-315-5
AU - Amalia A.
PY - 2017
SP - 729
EP - 733
DO - 10.5220/0007088807290733