Analysis of Revenue Sharing and Liquidity for Total Profit Sharing Financing with BI Rate as a Moderation in Indonesia Sharia Commercial Bank and Sharia Bussiness Unit

Farhadi Arifiansyah, Ari Prasetyo, Gancar Candra Premananto

2018

Abstract

Sharia banking is a banking system based on Al-Qur'an and Al-Hadist. Islamic banks do not use interest, because the interest contains a riba. Indonesia has a dual banking system that uses bank interest and equivalent rate. From the dual banking system, sharia banking uses interest rates as the objective to determine the revenue rate and financing equivalent rate to maintain power between sharia banks and conventional banks. This research uses quantitative methods, by using secondary data from the financial statements of Sharia Commercial Bank and Sharia Business Unit issued by OJK and Bank Indonesia interest rate report which was issued by Bank Indonesia for 2013-2017. This research uses a Moderated Regression Analysis technique with dependent variable of total profit sharing financing, revenue sharing and liquidity as independent variables and BI Rate as moderation variable. The results of this study show revenue sharing for total profit sharing financing is negative significant. While liquidity has positive and significant to total financing. And BI Rate as moderate has the positive and significant relationship between revenue sharing of total profit sharing financing. BI Rate as moderate has the negative and significant relationship between liquidity and total profit sharing financing.

Paper Citation

in Harvard Style

Arifiansyah F., Prasetyo A. and Premananto G. (2018). Analysis of Revenue Sharing and Liquidity for Total Profit Sharing Financing with BI Rate as a Moderation in Indonesia Sharia Commercial Bank and Sharia Bussiness Unit.In Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS, ISBN 978-989-758-348-3, pages 89-92. DOI: 10.5220/0007538000890092

in Bibtex Style

@conference{icps18,
author={Farhadi Arifiansyah and Ari Prasetyo and Gancar Candra Premananto},
title={Analysis of Revenue Sharing and Liquidity for Total Profit Sharing Financing with BI Rate as a Moderation in Indonesia Sharia Commercial Bank and Sharia Bussiness Unit},
booktitle={Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,},
year={2018},
pages={89-92},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0007538000890092},
isbn={978-989-758-348-3},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 2nd International Conference Postgraduate School - Volume 1: ICPS,
TI - Analysis of Revenue Sharing and Liquidity for Total Profit Sharing Financing with BI Rate as a Moderation in Indonesia Sharia Commercial Bank and Sharia Bussiness Unit
SN - 978-989-758-348-3
AU - Arifiansyah F.
AU - Prasetyo A.
AU - Premananto G.
PY - 2018
SP - 89
EP - 92
DO - 10.5220/0007538000890092