Alternative Strategy for Decreasing Non-performing Financing in Commercial Unit PT. XXX KCS Bekasi using Analytic Network Process (ANP)

Wahyu Nofiantoro, Nisa Ismundari Wildan

2019

Abstract

PT XXX KCS Bekasi in 2018 has a poor financing performance, indicated by the value of Non-Performing Financing of 9%. There are two main factors, namely, internal factors and external factors. Both of these factors are interrelated and affect the causes of Non-Performing Financing at PT XXX KCS Bekasi to be very complex and challenging to repair. This research is included in the type of applied research because it aims to provide solutions to specific problems practically, namely identifying priority aspects of the problems that affect the high NPF at PT XXX KCS Bekasi, as well as explaining the best alternative policies and strategies in reducing NPF using the Analytic Network Process (ANP). The ANP method was chosen because of its ability to make decisions in complex conditions. This method is a development of the previous method, namely the Analytic Hierarchy Process (AHP). The result of this study is the selection of a short-term alternative strategy to reduce NPF value is to conduct financing restructuring and increase financing expansion to reduce the total NPF value. The alternative long-term policy taken to prevent the reoccurrence of NPF is to develop an integrated information system and an early detection system of default by customers.

Paper Citation

in Harvard Style

Nofiantoro W. and Wildan N. (2019). Alternative Strategy for Decreasing Non-performing Financing in Commercial Unit PT. XXX KCS Bekasi using Analytic Network Process (ANP). In Proceedings of the 4th International Conference of Vocational Higher Education - Volume 1: ICVHE, ISBN 978-989-758-530-2, pages 48-58. DOI: 10.5220/0010029500002967

in Bibtex Style

@conference{icvhe19,
author={Wahyu Nofiantoro and Nisa Ismundari Wildan},
title={Alternative Strategy for Decreasing Non-performing Financing in Commercial Unit PT. XXX KCS Bekasi using Analytic Network Process (ANP)},
booktitle={Proceedings of the 4th International Conference of Vocational Higher Education - Volume 1: ICVHE,},
year={2019},
pages={48-58},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0010029500002967},
isbn={978-989-758-530-2},
}

in EndNote Style

TY - CONF

JO - Proceedings of the 4th International Conference of Vocational Higher Education - Volume 1: ICVHE,
TI - Alternative Strategy for Decreasing Non-performing Financing in Commercial Unit PT. XXX KCS Bekasi using Analytic Network Process (ANP)
SN - 978-989-758-530-2
AU - Nofiantoro W.
AU - Wildan N.
PY - 2019
SP - 48
EP - 58
DO - 10.5220/0010029500002967