Effect of Demographic Factors and Financial Training towards the Level of Financial Literation of Crafts and Furniture SMEs in Sleman District

R. Hendri Gusaptono, C. Ambar Pudjiharjanto, Yuninur Fadzilah

2019

Abstract

The low level of financial literacy SMEs are one of the causes of the lack of access to financial institutions in this sector. The SMEs tend to lack understanding of financial products offered by other financial institutions so that they are only able to depend on conventional banking financing. This is the background of the research. To analyze the data using descriptive statistics and multiple regression. Based on the results of data analysis, it was concluded that the average level of financial literacy of crafts and furniture business owners in the Sleman sub-district has a fairly high level of financial literacy. The level of literacy is significantly influenced by demographic factors and financial training, both together (simultaneously) and each variable. The lowest value of financial literacy is in financial planning.

Paper Citation

in Harvard Style

Gusaptono R., Pudjiharjanto C. and Fadzilah Y. (2019). Effect of Demographic Factors and Financial Training towards the Level of Financial Literation of Crafts and Furniture SMEs in Sleman District.In Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM, ISBN 978-989-758-471-8, pages 631-638. DOI: 10.5220/0009960006310638

in Bibtex Style

@conference{icbeem19,
author={R. Hendri Gusaptono and C. Ambar Pudjiharjanto and Yuninur Fadzilah},
title={Effect of Demographic Factors and Financial Training towards the Level of Financial Literation of Crafts and Furniture SMEs in Sleman District},
booktitle={Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM,},
year={2019},
pages={631-638},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0009960006310638},
isbn={978-989-758-471-8},
}

in EndNote Style

TY - CONF

JO - Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM,
TI - Effect of Demographic Factors and Financial Training towards the Level of Financial Literation of Crafts and Furniture SMEs in Sleman District
SN - 978-989-758-471-8
AU - Gusaptono R.
AU - Pudjiharjanto C.
AU - Fadzilah Y.
PY - 2019
SP - 631
EP - 638
DO - 10.5220/0009960006310638