Financial Technology Application in Small and Medium Businesses

Christian Herdinata

2019

Abstract

Financial Technology (Fintech) has provided access to many parties who do not have a bank account to enter the formal business sector. The application of Fintech has proven to be able to open greater access to formal financial services, encourage economic growth, as well as inclusive development and maintenance. To support the application of Fintech in Indonesia, the purpose of this study is to find agreement, financial literacy, and collaboration that focuses on the application of Fintech for small and medium businesses in Indonesia. This research was conducted through quantitative research using multiple regression analysis techniques. The results of this study are that financial regulation and literacy have no significant effect on the application of fintech. However, collaboration has a significant effect on the application of fintech. Therefore, this study provides a complete and comprehensive understanding related to the application of Fintech in small and medium-sized businesses relating to regulation, financial literacy, and collaboration.

Paper Citation

in Harvard Style

Herdinata C. (2019). Financial Technology Application in Small and Medium Businesses.In Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM, ISBN 978-989-758-471-8, pages 197-200. DOI: 10.5220/0009960801970200

in Bibtex Style

@conference{icbeem19,
author={Christian Herdinata},
title={Financial Technology Application in Small and Medium Businesses},
booktitle={Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM,},
year={2019},
pages={197-200},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0009960801970200},
isbn={978-989-758-471-8},
}

in EndNote Style

TY - CONF

JO - Proceedings of the International Conference of Business, Economy, Entrepreneurship and Management - Volume 1: ICBEEM,
TI - Financial Technology Application in Small and Medium Businesses
SN - 978-989-758-471-8
AU - Herdinata C.
PY - 2019
SP - 197
EP - 200
DO - 10.5220/0009960801970200