Evaluation on FinTech Capability of Municipal Commercial Banks in China

Mu Zhang, Gang Feng

2022

Abstract

This paper refers to the FinTech development index and related research published by the People’s Bank of China, this paper selects 28 listed municipal commercial banks as the research object, based on the 2020 annual report of 28 listed municipal commercial banks, establishes the FinTech capability evaluation index system, uses Fermat fuzzy set for 3 evaluations, uses Fermat fuzzy weighted geometric operator method to obtain comprehensive evaluation, uses AHP method to weight, and then uses TOPSIS method to obtain score. The study found that the commercial banks in the listed cities in East China are generally in the leading position in terms of FinTech capability, and the banks in the leading position in terms of various first-level indicators of FinTech capability are also mostly in East China. Summing up the characteristics of the banks and regions that rank first in FinTech capability, the following inspirations are drawn: Strengthen the FinTech resources investment, service capability, risk control capability, basic capability, research and application capability of municipal commercial banks. The most important of these is research capability. The government should formulate relevant policies and pay attention to the coordinated development of banking FinTech among regions.

Paper Citation

in Harvard Style

Zhang M. and Feng G. (2022). Evaluation on FinTech Capability of Municipal Commercial Banks in China. In Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM, ISBN 978-989-758-593-7, pages 5-11. DOI: 10.5220/0011154600003440

in Bibtex Style

@conference{bdedm22,
author={Mu Zhang and Gang Feng},
title={Evaluation on FinTech Capability of Municipal Commercial Banks in China},
booktitle={Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM,},
year={2022},
pages={5-11},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0011154600003440},
isbn={978-989-758-593-7},
}

in EndNote Style

TY - CONF

JO - Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM,
TI - Evaluation on FinTech Capability of Municipal Commercial Banks in China
SN - 978-989-758-593-7
AU - Zhang M.
AU - Feng G.
PY - 2022
SP - 5
EP - 11
DO - 10.5220/0011154600003440