Research on the Credit Risk Assessment of Small and Medium Enterprises based on BP Neural Network

Xiaoying Zhang, Xing Tan

2022

Abstract

Small and medium-sized enterprises play an important role in China’s economic development. However, they face many problems in their development, among which credit financing is particularly important. This paper mainly focuses on the correlation of small and medium-sized enterprise credit problems. Combined with the characteristics of small and medium-sized enterprises in China, this paper builds a more scientific and reasonable evaluation model based on the evaluation index system and uses BP neural network to grade the credit capacity and risk of small and medium-sized enterprises. It also puts forward relevant suggestions from the perspective of enterprises and banks to help banks make reasonable decision-making plans and find the optimal credit strategy.

Paper Citation

in Harvard Style

Zhang X. and Tan X. (2022). Research on the Credit Risk Assessment of Small and Medium Enterprises based on BP Neural Network. In Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM, ISBN 978-989-758-593-7, pages 82-86. DOI: 10.5220/0011159900003440

in Bibtex Style

@conference{bdedm22,
author={Xiaoying Zhang and Xing Tan},
title={Research on the Credit Risk Assessment of Small and Medium Enterprises based on BP Neural Network},
booktitle={Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM,},
year={2022},
pages={82-86},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0011159900003440},
isbn={978-989-758-593-7},
}

in EndNote Style

TY - CONF

JO - Proceedings of the International Conference on Big Data Economy and Digital Management - Volume 1: BDEDM,
TI - Research on the Credit Risk Assessment of Small and Medium Enterprises based on BP Neural Network
SN - 978-989-758-593-7
AU - Zhang X.
AU - Tan X.
PY - 2022
SP - 82
EP - 86
DO - 10.5220/0011159900003440